All Playbooks
๐Ÿ›ก๏ธ INSURANCE PLAYBOOK

Protection Money (The Legal Kind)

What you actually need vs. what they're trying to sell you.

Insurance You Probably Need

๐Ÿš—

Auto Insurance

Required by law in most states. Get liability at minimum. Consider comprehensive if your car is worth it.

๐Ÿ 

Home/Renters Insurance

Protects your stuff. Renters insurance is cheap (~$15/month) and worth every penny.

๐Ÿฅ

Health Insurance

One medical emergency can bankrupt you. Don't skip this one.

Insurance You Might Need

โค๏ธ

Life Insurance

If someone depends on your income, get term life. Skip whole life โ€” it's usually a bad deal.

๐Ÿฆฝ

Disability Insurance

Protects your income if you can't work. Check if your employer offers it first.

Insurance You Probably Don't Need

๐Ÿ“ฑ

Extended Warranties

Usually overpriced for what they cover. Save the money instead.

โœˆ๏ธ

Travel Insurance (most trips)

Your credit card probably already covers you. Check before buying.

๐Ÿ’ณ

Credit Card Insurance

Payment protection plans are almost always a waste.

๐Ÿ’ก

Wiseguy Wisdom

Shop around every year. Loyalty doesn't pay โ€” switching insurers can save hundreds. Same coverage, different price.

Ready to Save on Insurance?

Compare rates and find better deals.

See Insurance Moves โ†’

Get More Playbooks Like This

Join the crew for weekly tips, new playbooks, and exclusive resources. Choose what matters to you.

Join the Crew โ†’