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$84/MO AVG SAVINGS

Auto Loan Refinance

Lower your car payment without trading in your ride

$84
Avg Monthly Savings
2 min
To Check Rates
No
Obligation
Soft
Credit Pull

See Your New Rate in 2 Minutes

No obligation, no hard credit pull to check

Check My Rate →

When Should You Refinance?

Auto loan refinancing replaces your current car loan with a new one — ideally at a lower interest rate. This can lower your monthly payment, reduce total interest paid, or both.

Good Time to Refinance

  • • Your credit score has improved
  • • Interest rates have dropped
  • • You got a bad deal at the dealer
  • • You want a lower monthly payment

Maybe Not

  • • Car is older than 10 years
  • • Less than $7,500 owed
  • • You're underwater on the loan
  • • Almost done paying it off

How It Works

1

Check Your Rate

Enter basic info — takes about 2 minutes. This is a soft pull that won't affect your credit.

2

Compare Offers

See offers from multiple lenders. Compare rates, terms, and monthly payments.

3

Choose & Close

Pick the best offer and finalize. The new lender pays off your old loan.

💡

Wiseguy Wisdom

If you financed at the dealership, you probably overpaid. Dealers mark up interest rates for profit. Refinancing after 6-12 months of on-time payments often gets you a much better rate.

Could You Save $84/Month?

Check your rate — it only takes 2 minutes

Check My Rate →