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GUARANTEED APPROVAL
NO CREDIT CHECK
Credit Builder Card
Build credit from scratch — guaranteed approval regardless of history
Build credit from scratch — guaranteed approval regardless of history
A credit builder card is designed specifically for people with no credit or bad credit. Unlike traditional credit cards that require a good score to qualify, credit builder cards guarantee approval because they work differently.
You make a deposit (which becomes your credit limit), then use the card normally. Your payments are reported to all three credit bureaus, building your credit history over time.
No credit history? No problem. Start building from zero.
Past issues? A credit builder helps you start fresh.
Start building credit while still in school.
No US credit history? This is your starting point.
Credit builder cards are training wheels for credit. Use it for 6-12 months, make every payment on time, keep utilization low, and you'll build a foundation for better cards down the road.